What Are Your Most Valued Possessions?

My family does not buy me presents for Mother’s Day, birthdays, or any days. I don’t care about cell phones, bags, or jewlery. I don’t want cut, dying flowers or a card from a store. There are many things I want and love, but they can’t be found in stores. So what are my most valued possessions?

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How 5 People Live Off 1 Income: April 2019 Expenses

It’s always something. Last month our refrigerator died, the month before that it was car troubles. This month neighbors started complaining, so we finally had to rescreen our lanai.  Here’s a look into my family’s April 2019 expenses and how a family with 5 people live off one middle-class income.

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Mom is “Lazy”: Thoughts on Stay-At-Home Parenting

When my son said I was “lazy” because all I do is work, it broke my heart. My husband has been a stay-at-home dad for the past 9 years while I have been the sole earner for our family of 5. My kids see daddy cooking, mowing the yard, cleaning the pool, going to the store, helping with homework, and taking them to their activities. I am lazy because I go to work.

In this two-part series, we share our experiences having a stay-at-home parent. In Part 1, I share the pros and cons (both financially and otherwise) from my perspective as a working mom.
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Are You Guilty of Financial Infidelity?

Money and infidelity are said to be the top two reasons for divorce. If you are hiding purchases from your partner you may be guilty of both: financial infidelity. This may represent a larger problem or a lack of trust in your relationship. Here are some examples of financial infidelity and resources to help you work through it.

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28 Ideas for Free Romantic Dates

When my husband and I started dating, we were young and broke. Many months he could not even make his rent payment, forget spending money on dates. Yet that didn’t stop us from spending every moment together. Fast forward 20 years. We are happily married with three kids. Although our income is higher, we still don’t spend money on gifts or date nights. We don’t need to spend money to enjoy each other’s company or show our love. Here are 28 ideas for romantic dates that don’t cost any money.

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How Do 5 People Live Off 1 Income: January 2019 Expenses

My employer declined to allow for a cost of living increase for 2019. My bill collectors, however, did not feel the same. Health insurance, Life insurance, Child’s activities, HOA, Internet, Car registration, and Car insurance all recently increased. Plus, sales tax in my area went up 1.5% starting in January. How does a family of five living on one income get by when bills go up as take-home pay does down?

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Why I Stopped Budgeting for Gifts to Save Money

Many people ask how much they should budget for gifts. This way of thinking can be dangerous. If you have a budget, you are likely to spend all that you had planned, and probably more. Instead of making a budget, I found it helpful to make a list and stick to it. A good rule for kids is one thing they want, one they need, one to wear, and one to read.

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