ACT to Save Money from a Psychologist’s Perspective

Inspired by a form of psychotherapy called Acceptance and Commitment Therapy (ACT), I’ve changed my thinking about personal finances from “how can I save more?” to “what do I value in life?“. Here’s how you can build a better life based on your values, and save money in the process.

Continue reading ACT to Save Money from a Psychologist’s Perspective

My Month of Eating Junk: Is Fast Food Really Cheaper?

The average American eats fast food an estimated three times per week. This month, my family experimented with being normal. We ate fast food during weekend days (Friday, Saturday, Sunday, and a holiday off work) for an entire month. We recorded the effects it had on our wallets (and my waistline). Is fast food really cheaper than homemade meals?

Continue reading My Month of Eating Junk: Is Fast Food Really Cheaper?

Guess What Happened When I Met the Joneses?

I didn’t realize who they were when we first met. They were a beautiful couple. He looked like he could be a personal trainer. She looked like the popular girl everyone wanted to be friends with. Their children were beautiful. And worst of all, they had great personalities. Guess what happened when I met the Joneses? Continue reading Guess What Happened When I Met the Joneses?

The Year of Free Entertainment Experiment

My family usually receives annual passes to places like the zoo, aquarium, or children’s museum. Last year we had passes to a theme park. After going a few times my oldest child asked, “Do we have to go?” (first world problems, I know).

This year, I decided to forgo passes and avoid most places where tourists would go. Instead, we looked up the free (or nearly free ) events in our area and went to as many as we could. So how did our year of free entertainment experiment go? Continue reading The Year of Free Entertainment Experiment

10 Things I Don’t Buy My Kids (and 10 Things I Do Buy Them)

Personal finance is one of my loves, minimalism is another. And I kind of like my kids, too. But I don’t express my love by buying things. In fact, fewer toys is associated with more creative play and longer play time. I focus more on healthful habits, family time, and skill development.

Continue reading 10 Things I Don’t Buy My Kids (and 10 Things I Do Buy Them)

3 Most Inspirational Personal Finance Posts on the Internet

You’ve been thinking about making changes to save more money. Getting motivated to actually take action, and knowing how to start, those are the hard parts. Here are 3 of the most inspirational personal finance posts on the internet. They are guaranteed to make you think differently about money, and open your eyes to how small changes can make a HUGE impact on your life and your finances. Continue reading 3 Most Inspirational Personal Finance Posts on the Internet

How to Make More Money

After you’ve cut back all the expenses you can (or are willing to), you may still need to make more money. Whether you’re looking to reduce debt, or just add things to your life that move you closer to your values (e.g., travel, wedding, fun activities), there comes a time when it may be helpful to switch mindsets from “what else can I cut?” to “how can I make more money?”

Continue reading How to Make More Money

How to Spend $100 per Person per Month on Food

The #1 question I received from readers is how to spend $100 per person per month on food. Many think it can’t be done. But you may recall that we average $400 a month for food for a family of five. Here is how my family keeps our expenses down (and without clipping coupons or shopping at a warehouse club).

Continue reading How to Spend $100 per Person per Month on Food