We all want to have money. The problem is that we can never save enough. We always want more. Saving money for the sake of saving money then, is not something worth valuing. I’ve started to change my thinking. Rather than value saving money, I now focus on setting financial goals that are consistent with the things that are most important to me.
Have you tried practicing mindfulness only to find that you can’t relax and your mind won’t stop thinking? Chances are you’re doing it right. Mindfulness isn’t just about feeling relaxed or stopping your thoughts, it’s about being aware of our experiences in the present. So what is the difference between relaxation, distraction, and mindfulness? And how do I know if I’m doing it “right”?
In honor of Psychology Recognition Week, this post is reminder of the need for each of us to care for ourselves physically, mentally, and emotionally. In a society where there’s a pill for almost everything, we tend to look for quick fixes to our problems. But even when we can take a pill, in most cases the underlying causes of our problems remain. If we want our situations to change and health to improve, then we need to do something different. This is especially true for managing stress.
If you are a spender, the thought of saving may make your cringe. If you are a saver, the thought of spending money might actually send you into a state of panic. But spending and saving are both important. So how do we find balance?
Money and infidelity are said to be the top two reasons for divorce. If you are hiding purchases from your partner you may be guilty of both: financial infidelity. This may represent a larger problem or a lack of trust in your relationship. Here are some examples of financial infidelity and resources to help you work through it.
Mental clutter can be caused by distractions, notifications, commitments, multi-tasking, negativity, or decisions. Here are some of the techniques to help reduce mental clutter and manage stress.
Read Time: 1 minute
Think how often we say “I’ll do it later.”
If there’s something that can be done in one minute or less, do it right away.
- Putting your clothes in the hamper
- Replying to a text or email (marking it as read and archiving or deleting it)
- Reading your mail then filing or tossing it
- Putting your dishes in the dishwasher
- Saying hello or asking someone about their day
- Paying your bills
- Making the bed
- Hugging your kids/spouse/parents before you leave
Tasks such as these might sound simple, but think how often we put them off for some unknown future.
Then we wonder why our inbox has 1,000 messages, there’s mail stacked on the counter, dishes are piled in the sink, and we feel stressed and overwhelmed and alone.
I practice to stop thinking in terms of being “too busy” for something or someone. We’re all busy. We all also have the same number of hours in the day. What separates us is how we choose to use them.
Name one thing that you can do in one minute or less. Do it now without delay.
By January 9th, most people have already given up their New Years Resolutions. While you may rank resolutions for improving your finances or health high on your list of importance, chances are they’re not quite as high on your list of motivation. To set ourselves up for success, it’s crucial that we have a plan on how we will reach our goals. You may have heard about SMART goals, but if you really want to implement change, set SMARTER goals.
Many people experience depression during the holidays. You may be surprised to learn that I’m one of them. Each year, I become incredibly sad this time of year. I tend to spend a day in bed, feeling empty, and crying. For me, it’s not about Christmas, but my birthday. There is this overwhelming feeling of loneliness that takes over. Last year was the first time I didn’t feel this way. I made a conscious decision to do something different. Here’s how I actively managed my depression.
Before recycling/discarding an old item or purchasing a new item, use your problem-solving skills and find a creative way to use the things you have. Upcycle!
Continue reading Creative Ways to Save Money: Upcycle