Affordable Mental Health Treatment

Many Americans are living with depression, anxiety, post-traumatic symptoms, substance abuse, shopping or gambling addiction, or adjustment to illness or other life stressors. Please don’t feel you have to go through it alone. Money should never be a barrier to receiving mental health services. There are a number of free or affordable resources. Here are a few. Continue reading Affordable Mental Health Treatment

Preventing Burnout

November is National Hospice and Palliative Care month. This month, the work of psychologists, social workers, nurses, caregivers, and others who provide high quality care to patients coping with serious or life-threatening illness is recognized.

As a psychologist working with palliative care patients, I’m often asked what I do to prevent burnout at work. Here are some suggestions inspired by minimalism for preventing burnout. Most of these tips can apply to anyone, regardless of their occupation. Some of these I’ve been doing well, others I need to work on.

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ACT to Save Money from a Psychologist’s Perspective

Inspired by a form of psychotherapy called Acceptance and Commitment Therapy (ACT), I’ve changed my thinking about personal finances from “how can I save more?” to “what do I value in life?“. Here’s how you can build a better life based on your values, and save money in the process.

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Fewer than 1% Received Loan Forgiveness!

If you are relying on Public Service Loan Forgiveness (PSLF) for your federal student loans, know this. Data suggest that only 0.003% of applicants have had their loans forgiven! Here’s why many applications were denied. I also discuss my decision for paying off my loans without using a repayment program, thereby saving thousands of dollars in interest (and buying my freedom)!

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Cancer Awareness Month: Why I Won’t Quit my Day Job

October is Breast Cancer Awareness Month. By night I am a personal finance blogger, but by day I am an oncology psychologist. I have devoted the past 15 years of my life to helping people who are living with cancer cope with their physical and emotional suffering and improve their quality of life. Although I do strive for financial independence, I’m not planning to retire early. Many people ask me how I do what I do. This is the story of why I do what I do.

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How to Save Money in Grad School

I have some regrets about my spending in grad school. Even with a tuition waiver and stipend, I took out tens of thousands of dollars in student loans. Six months after graduating my repayments started, and my loan payments were as much as my rent! I’ve always been frugal, but looking back there were many things I could have done differently to save money in grad school.

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How to Get a Doctorate in Psychology for Free

If you are thinking about a career in psychology, read this before applying to grad school. Knowing which types of programs offer tuition waivers and stipends, and how to get into these programs, can save you hundreds of thousands of dollars! Some people can get a doctorate in psychology for free!

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Applying to College: What my parents didn’t teach me about money

This is the first in a series of posts about saving money on higher education costs. Today we will focus on what you should consider before applying to college. Next week’s posts will talk about what you need to know before applying to graduate school. Continue reading Applying to College: What my parents didn’t teach me about money

Suicide and Debt

This blog post is part of the 3rd Annual Suicide Prevention Awareness Month blog tour. If you are having thoughts about killing yourself, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741.

Today (September 10) is World Suicide Prevention Day. As a clinical psychologist, I take suicide seriously. I was saddened to hear that “I want to kill myself because of debt” was a top search on another personal finance blog.

While many bloggers will be bringing awareness to suicide and debt, as a clinician I hope my contribution will be to discuss suicide prevention.

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Which Benefits Should I Sign Up for at Work?

With so many different types of insurances and retirement plans, it may seem like you need a Master’s degree to make sense of them all. If you are wondering which benefits you should sign up for at work, read this first! I have some tips that might surprise you.

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