Whether it’s due to a government shutdown, natural disaster, or illness, many of us will go without pay at some time during our lives. If you were to stop receiving a check today, how long can you go without pay?
By January 9th, most people have already given up their New Years Resolutions. While you may rank resolutions for improving your finances or health high on your list of importance, chances are they’re not quite as high on your list of motivation. To set ourselves up for success, it’s crucial that we have a plan on how we will reach our goals. You may have heard about SMART goals, but if you really want to implement change, set SMARTER goals.
No judgement please! Some may call me extreme in my saving habits. But the reality is that I live within my means, and in a manner that’s consistent with my values. Do you consider my saving habits extreme?
Whether you don’t want to spend the money, prefer to have control over your ingredients, or have 3 small children who can’t sit still for 30 minutes, it’s good to be able to enjoy a good meal at home. Here are 3 of my favorite restaurant dishes that are easy to re-create at home.
Many people ask how much they should budget for gifts. This way of thinking can be dangerous. If you have a budget, you are likely to spend all that you had planned, and probably more. Instead of making a budget, I found it helpful to make a list and stick to it. A good rule for kids is one thing they want, one they need, one to wear, and one to read.
If you know someone who is frugal, minimalist, zero-waste, or just practical, chances are you struggle to find them a gift that they will love and is consistent with their values. One thing everyone has in common is that we all love to save money. Gift cards are great, but I feel awkward exchanging envelopes during the holidays. Here are 10 gifts that people will love and can save them money.
The day after Halloween, one of our local radio stations switched to 24/7 Christmas music. The day after Veteran’s Day, our nation’s flag was replaced with wreaths all around the city. It’s not even Thanksgiving, yet Christmas trees are on display at the mall and holiday music is playing throughout stores. Instead of getting me into the “holiday spirit,” it’s getting me disappointed in the commercialization of our holidays. While I love giving my children gifts for Christmas, here are 7 things I don’t buy for the holidays.
Before recycling/discarding an old item or purchasing a new item, use your problem-solving skills and find a creative way to use the things you have. Upcycle!
Continue reading Creative Ways to Save Money: Upcycle