I have some regrets about my spending in grad school. Even with a tuition waiver and stipend, I took out tens of thousands of dollars in student loans. Six months after graduating my repayments started, and my loan payments were as much as my rent! I’ve always been frugal, but looking back there were many things I could have done differently to save money in grad school.
If you want to take a peak into my monthly spending, this is the post for you! 2018 Q3 expenses were more than I had anticipated. Hopefully you can learn from this glimpse into my finances.
One of my tips on cutting monthly expenses that has had the most interest was about saving on gasoline. Learning the art of hypermiling has helped me increase my miles per gallon (mpg) and save money on gas.
My family usually receives annual passes to places like the zoo, aquarium, or children’s museum. Last year we had passes to a theme park. After going a few times my oldest child asked, “Do we have to go?” (first world problems, I know).
This year, I decided to forgo passes and avoid most places where tourists would go. Instead, we looked up the free (or nearly free ) events in our area and went to as many as we could. So how did our year of free entertainment experiment go? Continue reading The Year of Free Entertainment Experiment
I love saving money on food. But with a busy life, I don’t have much time for meal planning. Recently, I found a secret ingredient to lower my grocery bill without clipping coupons, matching prices, or shopping at crowded (and expensive) warehouse clubs. It’s Buy One Get One (BOGO) free deals!
The #1 question I receive is how I get my grocery bill so low averaging $400 per month for 5 people. But the #2 question I get is how we keep our electricity bill so low. You already know to turn off the lights when you leave the room, but there are some things you can do to have a much bigger impact on your electric bill. Here are the 20 BEST electricity saving tips for lowering your energy usage and saving money!
Personal finance is one of my loves, minimalism is another. And I kind of like my kids, too. But I don’t express my love by buying things. In fact, fewer toys is associated with more creative play and longer play time. I focus more on healthful habits, family time, and skill development.
With so many different types of insurances and retirement plans, it may seem like you need a Master’s degree to make sense of them all. If you are wondering which benefits you should sign up for at work, read this first! I have some tips that might surprise you.
You’ve been thinking about making changes to save more money. Getting motivated to actually take action, and knowing how to start, those are the hard parts. Here are 3 of the most inspirational personal finance posts on the internet. They are guaranteed to make you think differently about money, and open your eyes to how small changes can make a HUGE impact on your life and your finances. Continue reading 3 Most Inspirational Personal Finance Posts on the Internet