Which Benefits Should I Sign Up for at Work?

With so many different types of insurances and retirement plans, it may seem like you need a Master’s degree to make sense of them all. If you are wondering which benefits you should sign up for at work, read this first! I have some tips that might surprise you.

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3 Most Inspirational Personal Finance Posts on the Internet

You’ve been thinking about making changes to save more money. Getting motivated to actually take action, and knowing how to start, those are the hard parts. Here are 3 of the most inspirational personal finance posts on the internet. They are guaranteed to make you think differently about money, and open your eyes to how small changes can make a HUGE impact on your life and your finances. Continue reading 3 Most Inspirational Personal Finance Posts on the Internet

How to Make More Money

After you’ve cut back all the expenses you can (or are willing to), you may still need to make more money. Whether you’re looking to reduce debt, or just add things to your life that move you closer to your values (e.g., travel, wedding, fun activities), there comes a time when it may be helpful to switch mindsets from “what else can I cut?” to “how can I make more money?”

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How to Spend $100 per Person per Month on Food

The #1 question I received from readers is how to spend $100 per person per month on food. Many think it can’t be done. But you may recall that we average $400 a month for food for a family of five. Here is how my family keeps our expenses down (and without clipping coupons or shopping at a warehouse club).

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Expenses from Post-Doc to Current Day

In the last post, I shared my family’s actual expenses for Q1 and Q2 of this year. For the current post, I compared some of my basic expenses from my first year of post-doc to my current expenses 8 years later. Within that time, our family grew from 3 people to 5, and we moved from a two-bed/one-bath apartment to a four-bed/two-bath house.

So how did I do at avoiding lifestyle inflation? Here are my numbers as a percent of take-home pay.

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The Debt Shrink’s Story

Internship was a Tough Year

I just moved to a new state for internship. My husband left his job to move with me. When we arrived I found out that I was pregnant (panic!). After 5 years of graduate school, would I be able to graduate? How would I pay the medical bills? We had no family nearby – who would help with the baby? Continue reading The Debt Shrink’s Story