May is my favorite month of the year. Not because of Mother’s Day, (a commercial holiday that I hate and refuse to let my children buy me gifts or cards). But because this month I present to the trainees at my organization on personal finance. Inspiring Reads for May 2019 gets us back to the basics of financial literacy. Caring about what others think, being car-poor, buying a house, recognizing cognitive biases, and teaching kids about personal finance are topics of this month’s inspiring reads.
Now for some fun! I previously wrote about some of the extreme things I do to save money. But full disclosure, there are some things I omitted out of embarrassment. Today I will share some of my secrets interspersed with some of the extreme things I’ve heard others do to save a buck. What do you think about these embarrassing ways to save money?
More people are choosing experiences over things. This shift from “consumers” of stuff to livers of life is a welcome one. Experiences are arguably better for our wellbeing and for our planet. But often those experiences center around going out to eat. Replacing shopping with eating as entertainment comes with its own costs, both financial and to our health.
It seems that everyone thinks s/he is middle class. How do I know whether I am considered middle class? What is middle class anyway? How much do I need to earn to break into upper-middle or wealthy? And will earning more money make me happier?
Find work-life balance, define your life purpose, and take a peek into how the rest of the world lives. Here are three of the best TED talks from around the world that inspire living a better life.
The farmers market used to be a place where communities could come to support local growers while getting a fair price for fresh produce. These days, farmers markets are everywhere. In my city, there is one every weekend. Some are in hipster neighborhoods. Others are set up at malls. There’s even one twice a month at my work!
As someone who falls down stairs, trips on even surfaces, and breaks toes getting into bed, I’ve never been what you might call athletic. When friends have asked me to go running in the past, I scoffed at the idea. I thought that I was physically incapable of surviving a jog. Why would anyone want to run, anyway? But I just ran my first 5K at age 40!
My family does not buy me presents for Mother’s Day, birthdays, or any days. I don’t care about cell phones, bags, or jewlery. I don’t want cut, dying flowers or a card from a store. There are many things I want and love, but they can’t be found in stores. So what are my most valued possessions?
My husband and I were talking about taking a road trip. He commented to me “What are you going to eat? You’ll be sick of peanut butter and jelly sandwiches before we leave the state.” Because we rarely go out to eat, he’s excited about stopping at fast food restaurants along our journey. Now that I’m eating a vegetarian diet, my options are limited. But there are some good vegetarian fast food meals.
Do you feel shackled to your job? Every time I hear someone say “if it wasn’t for the money, I wouldn’t be here” my heart sinks. Sure, every job is stressful. But it’s sad to see people working jobs they hate to afford a lifestyle that they think will make them happy. When in reality, they are miserable. So how do we break free from the golden handcuffs?