I have some regrets about my spending in grad school. Even with a tuition waiver and stipend, I took out tens of thousands of dollars in student loans. Six months after graduating my repayments started, and my loan payments were as much as my rent! I’ve always been frugal, but looking back there were many things I could have done differently to save money in grad school.
If you want to take a peak into my monthly spending, this is the post for you! 2018 Q3 expenses were more than I had anticipated. Hopefully you can learn from this glimpse into my finances.
It’s Friday, so that means another Food Finances Friday. I once read an article about a strange ingredient in a certain fast food’s chili. It was silicon dioxide, a.k.a SAND! It is used as an anticaking agent and filler. This got me wondering: what other strange ingredients are in food I regularly buy? After reading this article you might just change your shopping habits! Continue reading They Put What In Cheese?
If you are thinking about a career in psychology, read this before applying to grad school. Knowing which types of programs offer tuition waivers and stipends, and how to get into these programs, can save you hundreds of thousands of dollars! Some people can get a doctorate in psychology for free!
One of my tips on cutting monthly expenses that has had the most interest was about saving on gasoline. Learning the art of hypermiling has helped me increase my miles per gallon (mpg) and save money on gas.
This is the first in a series of posts about saving money on higher education costs. Today we will focus on what you should consider before applying to college. Next week’s posts will talk about what you need to know before applying to graduate school. Continue reading Applying to College: What my parents didn’t teach me about money
My family usually receives annual passes to places like the zoo, aquarium, or children’s museum. Last year we had passes to a theme park. After going a few times my oldest child asked, “Do we have to go?” (first world problems, I know).
This year, I decided to forgo passes and avoid most places where tourists would go. Instead, we looked up the free (or nearly free ) events in our area and went to as many as we could. So how did our year of free entertainment experiment go? Continue reading The Year of Free Entertainment Experiment
I love saving money on food. But with a busy life, I don’t have much time for meal planning. Recently, I found a secret ingredient to lower my grocery bill without clipping coupons, matching prices, or shopping at crowded (and expensive) warehouse clubs. It’s Buy One Get One (BOGO) free deals!
The #1 question I receive is how I get my grocery bill so low averaging $400 per month for 5 people. But the #2 question I get is how we keep our electricity bill so low. You already know to turn off the lights when you leave the room, but there are some things you can do to have a much bigger impact on your electric bill. Here are the 20 BEST electricity saving tips for lowering your energy usage and saving money!