How Do 5 People Live Off 1 Income: January 2019 Expenses

My employer declined to allow for a cost of living increase for 2019. My bill collectors, however, did not feel the same. Health insurance, Life insurance, Child’s activities, HOA, Internet, Car registration, and Car insurance all recently increased. Plus, sales tax in my area went up 1.5% starting in January. How does a family of five living on one income get by when bills go up as take-home pay does down?

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9 Ways to Upcycle Boring Leftovers

If you’re like me, there’s a set of staple foods that you tend to eat over and over. But even our favorite dishes get boring. Rather than eating the same thing over again, re-think leftovers. Upcycling dinner can save time and money while reducing food waste. Here are 9 ways to transform your dishes.

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How to Start Decluttering: Pantry Clutter

What’s the oldest item in your pantry? If I don’t clean out my kitchen regularly, things can be there for years. As part of the decluttering process, don’t forget about cleaning out your refrigerator, freezer, and pantry. Not only can this help make for a cleaner, less cluttered home, but you may also reduce food waste and save money on your grocery bill.

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20 Things We Do Everyday That Waste Money

Somedays when I’m walking around and see other people, I notice what I believe to be a waste of money. I don’t mean this to be judgmental. Rather, I am curious about their choices and try to learn from them. Most of the purchases I see are ones that I myself have made a time or two, but have since found that, for me, they are wastes of money. Here are 20 choices people make everyday that waste money.

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5 Offensive Foods to Avoid at Work

During a recent hotel stay, I was startled out of bed by a fire alarm blaring above my head. The hotel was evacuated and fire department was there within minutes. All because an employee burned popcorn in the staff break room. That got the other guests and I talking: what are some foods you just shouldn’t eat at work?

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The One-Minute Rule

Read Time: 1 minute

Think how often we say “I’ll do it later.”

If there’s something that can be done in one minute or less, do it right away.

  • Putting your clothes in the hamper
  • Replying to a text or email (marking it as read and archiving or deleting it)
  • Reading your mail then filing or tossing it
  • Putting your dishes in the dishwasher
  • Saying hello or asking someone about their day
  • Paying your bills
  • Making the bed
  • Meditating
  • Hugging your kids/spouse/parents before you leave

Tasks such as these might sound simple, but think how often we put them off for some unknown future.

Then we wonder why our inbox has 1,000 messages, there’s mail stacked on the counter, dishes are piled in the sink, and we feel stressed and overwhelmed and alone.

I practice to stop thinking in terms of being “too busy” for something or someone. We’re all busy. We all also have the same number of hours in the day. What separates us is how we choose to use them.

Name one thing that you can do in one minute or less. Do it now without delay.